Florida 14-Hour Financial Responsibility Contractor Exam Prep: Explore our Financial Responsibility Course at Building Trades Education Services, a State Law requirement if your FICO Score is less than 660. Financial Responsibility Course. In addition, we provide a live classroom, state-required Financial Responsibility Course. This program covers essential skills for contractors and construction professionals, ensuring strict compliance with Florida Statute 489.115(7). Choose us as your Construction Exam prep school for state-mandated courses tied to your State or County License. We maintain high standards and a commitment to YOUR success, boasting an over 95% success rate for students. Opt for excellence and enroll with us.

This program equips contractors and construction industry professionals with 14 hours of business and financial management, ensuring compliance with Florida Statute 489.115(7). Moreover, the course covers fundamental accounting principles, cash management, and business finances, while also reinforcing relevant construction-related statutes, board rules, and lien laws.


Upon completion, contractors will grasp key objectives, including:

  • Ethics in contracting, identifying egregious behavior and common mistakes
  • Differentiating between employees and independent contractors
  • Lien rights, steps to filing a lien, and filing suit when necessary
  • Income Recognition & Determining Your Selling Price
  • Estimating to Win Bids and Become Profitable
  • Business and financial management
  • Determining Your Break-Even Point
  • Business Planning & Organization
  • Managing Your Finances
  • Project Management
  • Contracts

No books are required for this course; everything you need is included within the program.


Florida mandates contractor applicants to take both the Business and Finance exam and a technical exam. Check out our Florida courses here

With a legacy spanning over 40 robust years in the industry, our exam prep classes and home study courses have been instrumental in guiding numerous Florida contractors to successfully pass their state and county licensing examinations on their initial attempts. Our meticulously crafted courses adhere to the highest standards, ensuring a comprehensive and effective learning experience.

Rely on Building Trades Education Services to equip you with all the essential tools for maintaining and renewing your State or County License successfully. For more details or to register for a class, simply give us a call at 800.832.2496, or use the BTES contact form and we will get right back to you.

CILB ECLB Provider #0004988

Financial Responsibility. Licensing. Sign Up Today.